Cosmetic dentistry can transform your smile and boost your confidence, but the cost can often be a deterrent to patients getting the services they want or need. The good news is that there are several ways to afford these services, so you don’t have to delay or skip out on achieving the smile you deserve. There are several effective cosmetic dentistry payment options to help you make the right financial decision for you.
Option 1: Traditional Credit Cards
Using a traditional credit card is an easily accessible way to pay for cosmetic dental services. In fact, many credit cards offer 0% introductory APR periods for new accounts, making them an appealing option if you can pay off your balance during this interest-free window.
Option 2: Healthcare Credit Cards
Healthcare credit cards, such as CareCredit, are specifically designed for medical expenses, including cosmetic dentistry. These cards often provide an interest-free payment period, giving cosmetic dentistry patients the option to pay off their balance without added interest costs.
Option 3: HSAs, FSAs, and HRAs
If a procedure has both cosmetic and health-related benefits, patients may be able to leverage their Health Savings Account (HSA), Flexible Spending Account (FSA), or Healthcare Reimbursement Account (HRA). These tax-free accounts are excellent for covering qualifying expenses. However, strictly aesthetic procedures may not be eligible, so check your plan’s terms carefully.
Making the Right Choice for You
Paying for cosmetic dentistry doesn’t have to feel overwhelming. From traditional credit cards to FSAs and beyond, there’s a solution to fit every patient’s financial needs. Prioritize understanding and comparing your options to select the one that works best for you. Your dream smile is closer than you think!
Frequently Asked Questions About Cosmetic Dental Work
Will Insurance Cover Cosmetic Dental Work?
Typically, most dental insurance plans don’t cover cosmetic dental work. However, if the dental work is provided for reasons other than aesthetics and has aesthetic benefits, insurance coverage will likely apply. Be sure to check with your dental provider and your insurer to understand your benefits altogether.
What Dental Problems Can Cosmetic Dentistry Correct?
Nearly all cosmetic dental issues can be addressed in one way or another through cosmetic dentistry. Teeth that are cracked or chipped can easily be fixed with porcelain veneers, composite bonding, or dental crowns. Some of the other dental issues that can benefit from cosmetic dentistry include the following:
- Moderate to severe teeth discoloration
- Missing teeth
- Tooth decay
- Old amalgam (silver) fillings
- Crooked, crowded, or misaligned teeth
- Misshapen teeth
- Uneven gum line
Learn More About Cosmetic Dentistry in Westbury, NY
At JM Dental of Westbury, we proudly offer many options for cosmetic dental work that budget. Request an appointment online or by calling 516-334-3444 to fit your needs and your budget. Get started today by contacting us online or calling us at 516-334-3444 to request an appointment.